If your pooch gets poorly you won't be able to pop to the local NHS vets for free treatment. How Much Does Dog Walking Insurance Cost? Simply complete the online form, and we"ll contact your vet direct to deal with the claim. A new survey by Direct Line Pet Insurance has revealed a typical dog walker earns £26,000 – which at £4000 over the nation's average salary already sounds pretty … Working with animals can be a lot of fun but it also comes with its own special set of challenges. Learn more and compare cover levels. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registration number 202810. Terms & Conditions. Dog walking insurance is not a legal requirement, but it makes sense if you value your business. Equipment breakdown cover for items forming part of the building is included, as standard. It also covers you for loss of your clientâs keys. 0% APR representative in the first year on your monthly direct debit payments. Contents and stock insurance can be useful if you run the administrative side of your business from your home or an office. Catching you off-guard and tricking you in to doing something If you have a regular client whose home is damaged by a fire, they may no longer need you to pet sit. Dog walking insurance Florida protects your business from lawsuits with rates as low as $57/mo. in three ways: Available on new and renewal policies only. Things that will affect your dog walking or pet sitting insurance quote include: the type and level of cover youâve chosen, whether you have employees and your history of insurance claims. Document services and legal advice helpline are provided by DAS Legal Expenses Insurance limited Technical experts will help fix your IT issues and provide advice on how to prevent future cyber incidents. For Retail and Office & Professional customers only. We cannot cover you if you look after any dogs defined as dangerous dogs by the Dangerous Dogs Act 1991 or the Dangerous Dogs (Northern Ireland) Order 1983. If you have an existing quote or policy with us, you can view and download your policy documents from the My Account page. Direct Line for Business. There are many types of business insurance policies, from general liability insurance to workers’ compensation and more, which you may encounter. With free access to PawSquad, advice from qualified vets is always only a video call or live chat away. Pets are family too. This policy will cover you in case of theft. Discount applies to your new business insurance policy. shouldn't, like opening an attachment in a fake email, or finding a way through your cyber-security. As your pet gets older it's more likely to suffer from an ongoing medical condition, therefore increasing the cost of the cover. In most cases, employersâ liability insurance is a legal requirement if you have employees. Their combined package insurance policies include pet insurance that covers dog walking, pet sitting and grooming. restoration. Our most affordable dog insurance provides up to £4,000 of cover per condition. Some breeds are more likely to suffer from certain medical conditions. At PROfur we understand that dog walkers need specialized insurance to be bonded and our policies cover a variety of occurrences including a common, everyday incident like lost keys & lock replacement, to the unimageable accidental injury or loss to the dogs themselves. they get their hands on your data or access to your bank account, the impact on your business could be Insurance Premium Tax. Your pet sitting or dog walking business may often deal in cash and cheque payments. Dog walking insurance won’t cover them if they get injured. Visit our contact us page to view our opening hours. Business Insurers of the Carolinas, PSI’s Preferred Provider for liability insurance and bonding for professional pet sitters and dog walkers in the U.S., advises professional pet-care providers to be alert when walking dogs. Age. This covers the costs you have to pay if an employee gets injured or becomes ill because of the work they do for you. When you get a quote using our online tool, you will see the price breakdown of the different covers you are interested in. A selection of dog cover add-ons is also available, offering help with boarding fees, holiday cancellations and third party liability if your dog's involved in an accident. Pet Drugs Online provides discounted medication, so your policy claim limit can go further. Pay to join the National Association of Registered Pet Sitters & Dog Walkers (NARPS) and then arrange discounted insurance through their scheme. Pet insurance from Direct Line can help with any unexpected vet bills. Female. You are also likely to need public liability insurance no matter if dog walking is … We do not cover kennels, catteries or overnight stays. We will cover the incurred costs, up to £25,000, to minimise any interruption to the business. Your cover could be affected if you are found to have acted against the pet ownerâs instructions or what you know about the animal. Business insurance is designed to protect your small business from financial harm. Registered in England and Wales No 1179980. These covers are subject to policy conditions and limits. Business contents and stock are covered for damage as a result of an insured event such as fire, theft or water damage from a burst pipe, but does not cover damage caused by a pet. Document services and legal advice helpline are provided by DAS Legal Expenses Insurance limited. If you provide a dog walking service, you should know whether an animal is safe to come off its lead. This pays the legal costs of providing specialist lawyers and taking action against many common legal problems, for instance disputes with suppliers or clients. The Right Insurance for Dog Walking. Premiums shown includes Insurance Premium Tax (IPT) and any discounts applicable. We can help you choose the right kind of cover. The table below outlines all the available cover for your dog walking business in detail. This means that they can become easily distracted or agitated by real, or imagined, threats. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.82 or less across all our trades insured. If you do not, apply for the Standard policy above.) Go direct to a specialist insurance company such as Petplan Sanctuary. business. We tailor all our policies, so your documents only show what youâve chosen to cover. We currently don't offer a no claims bonus on pet insurance. Planning for the unforeseen is a crucial part of selecting insurance that provides best for you, your personal and business assets, and limits your liability for any pet in your care. recover 0345 246 8496 specialist kibble, cages, or pet toys. We can insure you if you look after the following pets: We cover damage as a result of your negligence to the pet owner's property as well as injury to the pet. If you’re a dog walker, for example, a van could allow you to take several dogs at a time and improve your earning potential. When choosing the right insurance for your business as a professional dog walker, there are several things to consider. Read more about employersâ liability insurance to learn about the exemptions. From my experience, someone who sues over a dog bite is going to sue everyone they can, including the dog walker. devastating. If they agree, we"ll also pay them directly too. It's important to us that your dog gets the treatment it needs, so we don't want a no claims bonus affecting your decision on whether or not to visit a vet. There are a lot of factors which will impact the price of your quote. For example, your employee might wrench their shoulder whilst walking a dog and then pursue legal action on the grounds that you didnât provide proper dog walkersâ training. This cover can be tailored to create a policy matching your individual business needs. By using our website you consent to accepting cookies in accordance with our Cookie Policy. How do I make a claim on my dog insurance policy? We can offer up to £10 million in cover and will cover you if your employees become ill or injured while working for you. Throughout your claim we'll keep you in the loop with regular updates on its progress. Our highest level of dog insurance has no time limit on how long you can continue to claim for each condition, with cover of up to £8,000 per condition. You choose what goes into your policy, so you only pay for what you need. Our business interruption cover can insure you if you or one of your key employees be-comes seriously disabled and is unable to continue work. Get free 24/7 legal advice and access to an online legal documents service with Legal Essentials, Included as standard when you buy or renew any of our business insurance policies. When you work as a pet sitter or dog walker, there are some potential hazards you need to be aware of and take precautions against. Some of the features and benefits of Direct Line for Business’ dog walking … Look it up in our jargon buster. This cover would pay your court fees and any compensation. With good insurance for dog walkers, you'll be safe in the knowledge that you're properly protected, and ready for business. The quickest and easiest way to submit a claim is through our secure online portal. It couldnât be simpler. Complying with the law. You will need workers compensation insurance to adequately cover injuries to your employees and/or independent contractors. If you hold sensitive customer data, process payments online or just want peace of mind, Cyber cover should be Dog Walking Insurance - Cost … Terms, conditions and excesses apply and may be varied on renewal. You can cover the electrical items, equipment, furniture and documents used by your business, as well as any stock you might have, e.g. Get a fast quote and your certificate of insurance now. One example is to take a dog walker that offers four walks a day, and works five days a week. Each condition is covered for up to 12 months from the date of the first treatment. Almost every … You are expected to understand the temperament of the animals in your care. The price of your insurance will depend on the type of cover that you choose to include. If you provide other services such as a dog grooming parlour, you may want to consider taking out shop insurance to protect stock and contents you keep on the premises. And no one understands that better than you. Add any of the following cover options to your Dog Walker and Pet Sittersâ Insurance to create an insurance policy that precisely fits your business needs. Qualifying criteria apply. That’s why it is important to make sure that your dog walker … Multi-pet discount is introductory and applies for the first 12 months of the policy. No matter how many different types of cover you include in your policy, youâll only pay one monthly or annual premium, with one renewal date. Online introductory discount is for the first 12 months of the policy. Our … Direct Line insurance policies are underwritten by U K Insurance Limited, Registered office: The Wharf, Neville Street, Leeds LS1 4AZ. Cliverton has over 50 years’ experience in dealing with animal related business’ and our dog walkers insurance policy provides you with a comprehensive policy to suit your needs. Excludes optional extras. Based on my research, their position is that if there is an incident with a dog, such as a dog bite, the pet owner is responsible. And if their own insurance won’t cover their care, then it’s possible that they may try to get your homeowner’s insurance to cover their injuries. Dog insurance excess is a flat fee, with the same two excess amounts available to every dog owner. Calls to: 0345 303 0607 and other numbers may be recorded. (lines open Monday to Friday 8am-6pm, Saturday 9am-5pm). The quickest and easiest way to submit a claim is through our secure online portal. Dog walking liability insurance will help, if while in your control a client’s dog bites another person or another dog. This will protect you from third party claims should a dog in your custody, decides to nip or bite a member of the public. Our Dog Walking Insurance policy is handled by our sister company Protectivity, and provides all the cover those running pet businesses need. So, if your bag gets stolen while youâre out walking someoneâs dog, and you lose your clientâs keys in the process, the cost of replacing the keys and locks will be covered. 10% of new business single pet customers achieved these prices online for Essential dog cover between 01/01/2020 – 31/08/2020. You have the option to increase the excess to £190, which will reduce the annual cost of the insurance. If you employ other workers, you can include employerâs liability cover in your policy. Find out more, Buy online to get 12 months for the price of 9. Thatâs why itâs important to have the right insurance in place. If the dog youâre walking digs up a garden or bites another animal, you will be held responsible. If you receive multiple discounts, we'll deduct each one separately, one after the other. You've escaped the corporate kennel (you know, a desk job) and turned your fondness for the animal kingdom into a thriving business. Throughout your claim we'll keep you in the loop with regular updates on its progress. At Direct Line for Business, we offer a flexible insurance policy that can be tailored to suit your unique line of work. They'll be on it, helping you to stay in business and The best insurance policies for dog walkers average anywhere from $300 to $600 per year. But, with our Cyber cover, you can call the experts, 24/7. If there is an insured event such as flood or fire in your personal workspace and it becomes damaged, buildings insurance will cover the cost of the repairs or reinstatement. You should consider this cover if you look after clientsâ pets in your own home or a specialist outbuilding. ... * Insurance premium tax included. Registration number 202810. Get a quote, talk to us via live chat or call us on 0345 605 9168. At it’s heart is dog walking public liability cover with ‘ Accident and Injury cover. Public liability covers you for accidental damage to property that doesnât belong to you or if a person gets injured because of an animal you look after. Dog Walking Insurance Liability cover for dog walkers As a dog walker it is important that you take out suitable public liability cover. There are a number of rules, laws and regulations that you will need to … Breed. Is male or female? If you have any other questions regarding our public liability insurance for dog walkers, then feel free to get in touch with our friendly team on 01494 887909. We can offer cover from £1 million to £10 million, subject to criteria. If they agree, we"ll also pay them directly too. From a basic consultation to an overnight stay and surgery, vet bills can cost hundreds if not thousands of pounds. If this We also donât cover damage caused by a pet to your property, including buildings, contents and stock. Confused by an insurance term? We also give you the option of insuring these items away from the premises. Dog Walking Get free 24/7 legal advice and access to an online legal documents service with Legal Essentials Included as standard when you buy or renew any of our business insurance policies. In short, these insure you against the most common and expensive things that can happen to you as a dog walker. Subject to minimum premiums. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Whether you're into pet sitting, dog walking or veterinary care, we offer insurance for those in … But it’s only when you break the costs down that the value can be seen. Dog. We'll beat your new business insurance quote or renewal premium from any other insurer. Female. 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